I am going to look at the inequality in the USA society, currently in 2009. By looking at the income distribution, educational levels and the health system. After looking at all these different factors I will make a comparison that will provide some comments concerning how these factors affect each other.
Why or why not? Then look at the effects of this have on a household. This will be my main focus in this assignment The American society has always been known as a country that gives equal opportunities and chances for everyone, no matter what race or culture, background or believes.However, this is not always what the facts tell us. America is a country with a poor education program for some, health care and tax system. Throughout this assignment I will hope to proof this theory by looking at all the key facts listed above.
First I want to look at the education system to see how this can affect the income distribution and then the health insurance in the USA society. Like many other countries the USA has a majority of the population with complete secondary education and a rising number of college graduates. Secondary education is a very important factor in the American society.
This determines your class and status, but also your income in the future. These levels obviously differ with race, household, your age and even where you are located. In households were high education attainment comes forward and so does a high income and wealth automatically as well. So does your geographical location have an effect on your education, income and wealth? This is of course the main question. After doing a lot of research and reading many articles, I personally believe that proceeding future education programs lead to better income and wealth.Which means that the income distribution in the USA cannot be equal. In the United States your education is like the key to success, by having high academic achievements.
When entering the workforce with elite achievements, you also entre a world with high paying jobs and powerful positions. On the other hand, those who doesn’t have the money or opportunity to achieve this higher education is left behind in average jobs. The working classes then are only rewarded with working class jobs. This ongoing cycle is never a motivational view for any secondary student.Knowing that if you are not going to take part in a higher educational system will leave you behind to join the working class. However, the USA society has a 90% graduate population of secondary education today compared with only 50% in the 1950’s. The following graph will show the level of education in the USA today. (data obtained on Wikipedia: education today in the USA) This graphs shows the whole population.
While the difference in race is still different in education. The gap between African American and white American are still quite big.The biggest differences between the races remain in higher education such as Bachelor and master degrees. Also the geographic area has a big difference in education.
However, the main question here is where this has an impact on the inequality in the income distribution. Once again in my opinion, yes it does. Like we have seen earlier that there is an educational difference in the country and this leads to some getting paid higher and have elite jobs while others are left on a social status of the normal job class.The main discussion concerning the inequality in income distribution throughout the country is a constant topic discussed in the USA. The objective here is to determine the effects that inequality in income within a state has on upon an individual’s health status by looking at their economic status. Research that has been conducted in the USA has shown the following facts: Data was collected on income distribution in all 50 states in the USA to look at the inequalities in income.
This can be determined by looking at the individual’s income, education, self rated health and other financial aspects.The results when personal characteristics and household income were controlled for, individuals living in states with the greatest inequalities in income were 30% more likely to report their health as fair or poor than individuals living in states with the smallest inequalities in income. Inequality in the distribution of income was associated with an adverse impact on health independent of the effect of household income.
•Inequalities in the statewide distribution of income are associated with self rated fair or poor health, even after ndividual income and other risk factors are accounted for •The effects of income distribution on self rated health were not limited only to those in the lowest income groups; those in the middle income groups in states with the greatest inequalities in income rated themselves as having poorer health than those in middle income groups in states with the smallest inequalities •The effects of income inequality on self rated health are as strong as other individual risk factors •Social and economic policies that affect income distribution may have important consequences for the health of the populationThe healthcare ownership in the USA has never got the necessary attention to see what the cause and consequences of this inequality for a very long time now. Only a small minority of the population have paid attention to this problem. It’s important to understand what causes such trends and the influence it has on a household. The household income is measures by the income of a household, the tax money receipts of all the residents over the age of 18. These receipts consist of wages and salaries but also forms of income, such as unemployment and child support.However many times the size of a household is not considered and this of course can be seen as inequality in income.
It’s important to try and understand why this trend in income is so different for some states and what the main influences are. This of course comes back to the geographical areas and difference in the education in some states. This has a big impact on the health care of some societies in the USA as well Most Americans have health insurance through their employers. However, employment is no longer a guarantee of health insurance coverage.The working class and lower jobs sector does not offer access to health insurance for their employees.
Also the increase of part time and contract jobs leaves many unable to get insured by the company. Another factor that plays a role is the constant rising health insurance premiums. Many individuals in the USA cannot afford health benefits. Companies that do offer health insurance, often require employees to contribute a larger share toward their coverage. This leads to an increasing number of Americans that take advantage of job-based health insurance because they cannot afford it by themselves.
This leads to the result of 46 million Americans, 18% of the population without health insurance. The low level of employment-based insurance has decreased so much in the past years that only 62% of working Americans gets health benefits provided. Keep in mind that these are only the people that have a stable job and are currently working. Young adults (age 18-24) and even students cannot afford health insurance and as result only 28% insured in the USA today. This of course has a big impact on a households and effects millions of people every day.Studies estimate that the number of excess deaths among uninsured adults age 25-64 is in the range of 18,000 a year. This mortality figure is more than the number of deaths from diabetes (17,500) within the same age group. The fact that so many individuals and households cannot afford health insurance has left 1000’s of people postponing their medical care with the result of increasing mortal disadvantages and sometimes even leading to death.
This all comes back to my main objective of this paper, is there a correlation between education, income and health insurance.With all the research that I have done, I would say “yes there is correlation”. The relationship between undergraduate and graduate education has an impact on the household income. The fact that education has a direct link and impact on an individual’s future job and household income is evidence that there should be a relationship. However, since secondary school is an obligation and by looking at the high percentage of students that have high school education, is this still a unreasonable argument.
This means that there cannot be a clear conclusion that states your high school education has an impact on your household income. However, through evidence and studies that have been done for many years now, the relationship between household income and insurance is very strong. With a low house hold income, it’s almost impossible to have a good insurance premium if any insurance for a family. Since so many lower class jobs do not provide any health benefits this leads many families without.The relationship in this case is definitely strong.
I have done hours of research and it has let me to believe that the social benefits in the USA are pretty weak compared to other 1st world countries. The fact that so many American do not have insurance is a big problem. There for I believe that there a very strong correlation between household income and health insurance. However, there is not necessarily a relationship with education and household income regardless of all the facts shown above.